Gladewater, TX business owners can work with Elmline Commercial Capital, a small-business funding broker in Longview, TX, by phone or online. ZIP 75647 had 213 employer establishments in 2023, more than half with fewer than five employees (Census ZIP Code Business Patterns). Elmline connects Gladewater owners with lending partners, which make credit decisions and set terms.
| Place type | City, Gregg County and Upshur County, TX |
|---|---|
| ZIP 75647 employers | 213 establishments, 2,218 paid employees (Census ZBP 2023) |
| Under five employees | 54.9 percent of ZIP 75647 employers (same source) |
| Largest sector | Retail trade, 32 establishments |
| Nearest office | 513 N Fredonia St, Longview, TX, about 12.6 miles away (straight line) |
Small employers in ZIP 75647
ZIP 75647 had 213 employer establishments in 2023, 2,218 paid employees and an annual payroll of about $126.4 million. 54.9 percent of the employers had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). Gladewater covers about 13 percent of its ZIP code's land, so the figures include the surrounding area (U.S. Census Bureau, 2020 ZIP code tabulation area to place relationship file).
A higher small-employer share matters for funding. With fewer than five people on the payroll, the owner is often also the bookkeeper and the main guarantor, and partners lean heavily on the owner's credit and the business's bank statements.
Sectors in the Gladewater, TX postal area
| Sector | Employer establishments | Employers under 5 staff (share) |
|---|---|---|
| Retail trade | 32 | 37.5% |
| Other services | 21 | 57.1% |
| Professional, scientific and technical services | 19 | 94.7% |
| Health care and social assistance | 18 | 33.3% |
| Accommodation and food services | 18 | 33.3% |
| Construction | 17 | 64.7% |
| Manufacturing | 16 | 31.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Retail leads, with a spread of services, health care, restaurants and trades behind it. Almost every professional-services firm had fewer than five employees.
Self-employment in Gladewater, TX
An estimated 7.5 percent of Gladewater's employed residents were self-employed (plus or minus 3.3 points; U.S. Census Bureau, American Community Survey 2020-2024). The margin overlaps the Texas estimate, so the data cannot say whether Gladewater differs from the state.
Two counties, two clerks
Because Gladewater straddles Gregg and Upshur counties, county figures do not describe it, and county-level filings depend on which side of the line the business sits. Assumed name certificates for the Gregg County side are handled by the Gregg County Clerk in Longview, TX; for the Upshur County side, by the Upshur County Clerk. City requirements are set by the City of Gladewater.
Funding that fits Gladewater, TX
For stores and small service businesses, common needs are stock and short gaps in cash: an order bigger than the account can carry, or a month when expenses land before sales. A business line of credit suits gaps that come back again and again, because interest runs only on what is drawn.
Working with us from Gladewater, TX
The office is at 513 N Fredonia St in Longview, TX, about 13 miles east-southeast of Gladewater in a straight line. Call (430) 204-5456 or send a short request. See our Longview, TX page for local data and towns around Gregg County for the rest of the area.
Who Elmline Commercial Capital works with in Gladewater, TX
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Elmline Commercial Capital works with businesses like these in Gladewater, TX. Each partner still decides case by case.
Paperwork partners commonly ask for
- Recent business bank statements (partners often ask for three to six months)
- Business and personal tax returns for the latest year
- Current financial statements: profit and loss plus a balance sheet
- A driver's license or passport for each owner
- Your articles of organization or incorporation and the EIN letter
- For equipment, the seller's quote with make, model and price
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- You call (430) 204-5456 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Elmline Commercial Capital is based at 513 N Fredonia St, Longview, TX 75601.
By Elmline Commercial Capital · Updated