# Elmline Commercial Capital > Elmline Commercial Capital is a small-business funding broker at 513 N Fredonia St, Longview, TX 75601 (phone (430) 204-5456). It helps businesses in Longview, TX; White Oak, TX; Hallsville, TX; Kilgore, TX; Gladewater, TX; Gilmer, TX; Marshall, TX and across Gregg County, Texas, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Elmline Commercial Capital connects you with lending partners; partners make credit decisions and set rates and terms. Elmline Commercial Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Elmline Commercial Capital does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, and does not work in Spanish. Key facts: - Business type: small-business funding broker (not a lender) - Address: 513 N Fredonia St, Longview, TX 75601, United States - Phone: (430) 204-5456 - Apply: https://elmlinecommercialcapital.com/apply/ - Service area: Longview, TX; White Oak, TX; Hallsville, TX; Kilgore, TX; Gladewater, TX; Gilmer, TX; Marshall, TX and all of Gregg County, Texas - Language: English ## Funding options - [Compare Business Funding Options in Longview, TX](https://elmlinecommercialcapital.com/business-loans/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, compares six funding structures for Gregg County owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, which are not loans. Each differs in repayment, collateral and best use. Lending partners make every credit decision and set every rate and term. - [Working Capital Financing for Longview, TX Businesses](https://elmlinecommercialcapital.com/business-loans/working-capital/): Working capital financing pays short-term operating costs, such as payroll, materials and rent, while a business waits on its own receipts. It is usually repaid over months rather than years. Elmline Commercial Capital, a small-business funding broker in Longview, TX, explains the options and introduces Gregg County owners to lending partners, which decide and set terms. - [Business Term Loans for Longview, TX Businesses](https://elmlinecommercialcapital.com/business-loans/term-loans/): A business term loan provides one lump sum repaid in fixed installments over an agreed term, and it suits planned costs such as expansions, build-outs and refinancing. Elmline Commercial Capital, a small-business funding broker in Longview, TX, explains amortization, collateral and prepayment terms and introduces Gregg County owners to lending partners, which decide and set terms. - [Business Lines of Credit for Longview, TX Businesses](https://elmlinecommercialcapital.com/business-loans/line-of-credit/): A business line of credit gives a business a borrowing limit to draw against as costs arise, with interest charged only on what is outstanding. Revolving lines reopen as they are repaid. Elmline Commercial Capital, a small-business funding broker in Longview, TX, explains draw periods, collateral and costs and introduces East Texas owners to lending partners, which decide and set terms. - [Inventory Financing for Longview, TX Businesses](https://elmlinecommercialcapital.com/business-loans/inventory-financing/): Inventory financing funds the purchase of goods for resale, using that inventory as collateral, and is repaid as the stock sells. Elmline Commercial Capital, a small-business funding broker in Longview, TX, explains how inventory financing, lines of credit and working capital compare for Gregg County retailers and wholesalers, and introduces them to lending partners, which decide and set terms. - [Equipment Financing and Leasing for Longview, TX Businesses](https://elmlinecommercialcapital.com/equipment-financing/): Equipment financing funds the purchase or lease of business equipment, with the equipment usually serving as collateral and payments spread over its useful life. Elmline Commercial Capital, a small-business funding broker in Longview, TX, explains equipment loans, leases and equipment finance agreements for East Texas businesses and introduces them to lending partners, which decide and set terms. - [Merchant Cash Advances for Longview, TX Businesses](https://elmlinecommercialcapital.com/merchant-cash-advance/): A merchant cash advance is a purchase of a business's future receivables: a funder pays a lump sum and collects an agreed total through a share of sales or scheduled debits. It is not a loan. Elmline Commercial Capital, a small-business funding broker in Longview, TX, explains holdbacks, reconciliation, stacking and default terms and compares advances with loan options first. ## Industries - [Business Financing by Industry in Longview, TX](https://elmlinecommercialcapital.com/industries/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, works with Gregg County businesses in sectors its lending partners fund: construction, restaurants, medical and dental practices, and retail and wholesale. Each industry page combines Census County Business Patterns figures with the structures that fit that sector's cash cycle. Whether a request is funded is settled by the partner reviewing it. - [Contractor and Construction Financing for Longview, TX Businesses](https://elmlinecommercialcapital.com/industries/construction/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, helps Gregg County contractors compare equipment financing, working capital and lines of credit. The county had 271 construction employer establishments in 2023, 192 of them specialty trade contractors (Census County Business Patterns). Yes or no, and at what price, is always the partner's call, never Elmline's. - [Restaurant and Food Service Financing for Longview, TX Businesses](https://elmlinecommercialcapital.com/industries/restaurants/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, helps Gregg County restaurant owners compare equipment financing, working capital and lines of credit. The county had 302 restaurants and other eating places with employees in 2023, employing 6,617 people (Census County Business Patterns). Yes or no, and at what price, is always the partner's call, never Elmline's. - [Medical and Dental Practice Financing for Longview, TX Businesses](https://elmlinecommercialcapital.com/industries/medical-dental/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, helps Gregg County medical and dental practices compare equipment financing, term loans and working capital. The county had 327 ambulatory health care employer establishments in 2023, including 103 physician offices and 74 dental offices (Census County Business Patterns). Yes or no, and at what price, is always the partner's call, never Elmline's. ## Guides and calculators - [Business Funding Guides and Calculators for Longview, TX Owners](https://elmlinecommercialcapital.com/resources/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, publishes these resources for East Texas owners: the Texas assumed name certificate in Gregg County, a Longview, TX contractor registration and permits checklist, a directory of free small business help, and a working capital loan repayment calculator. None of it is an offer of credit or legal advice. - [Doing Business Under an Assumed Name in Gregg County, Texas: The DBA Certificate and Your Funding File](https://elmlinecommercialcapital.com/resources/texas-assumed-name-certificate-gregg-county/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, explains Texas assumed name (DBA) certificates for Gregg County businesses: records kept by the Gregg County Clerk and the Texas Secretary of State, how to search them, and why lenders check that the name on a funding application matches bank, tax and assumed name records. Legal requirements are for counsel. - [Small Business Help in Longview, Gregg County and East Texas](https://elmlinecommercialcapital.com/resources/east-texas-small-business-resources/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, lists free and public help for Gregg County and East Texas owners: the Texas Secretary of State and Comptroller for registration, the Gregg County Clerk for assumed names, small business development centers for free advising, and the SBA. It also explains how to prepare for an advising session before borrowing. - [Contractor Registration and Building Permits in Longview, TX: A Checklist Before You Bid or Borrow](https://elmlinecommercialcapital.com/resources/longview-tx-contractor-registration-and-permits/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, offers this checklist for contractors bidding in Longview, TX: confirm state entity and assumed name records, any City of Longview contractor registration, the building permit and zoning for each job, and insurance and bonding. Gregg County had 271 construction employer establishments in 2023 (Census County Business Patterns). - [Working Capital Loan Repayment Calculator for Gregg County, TX Businesses](https://elmlinecommercialcapital.com/resources/working-capital-loan-repayment-calculator/): This working capital loan repayment calculator takes an amount, an annual rate and a term in months and returns the monthly payment, the total interest and the total repaid on a standard amortizing loan. Elmline Commercial Capital, a small-business funding broker in Longview, TX, provides it as illustrative arithmetic only, not an offer or an estimate of terms. ## Areas served - [Business Funding in Longview, TX and East Texas](https://elmlinecommercialcapital.com/longview-tx/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, is at 513 N Fredonia St in ZIP 75601. That ZIP had 798 employer establishments in 2023, led by health care, professional services and retail (Census ZIP Code Business Patterns). Elmline explains six funding structures to Longview, TX owners and introduces them to lending partners, which decide and set terms. - [Communities We Serve in Gregg County, TX](https://elmlinecommercialcapital.com/service-areas/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, works with owners across Gregg County and nearby Harrison, Upshur, Rusk and Panola counties from one office at 513 N Fredonia St. White Oak, Hallsville, Kilgore, Gladewater, Gilmer and Marshall have their own pages; Henderson and smaller towns are covered below. Whether a request is funded is settled by the partner reviewing it. - [Business Funding for White Oak, TX Businesses](https://elmlinecommercialcapital.com/service-areas/white-oak-tx/): White Oak, TX business owners can work with Elmline Commercial Capital, a small-business funding broker in Longview, TX, by phone or online. ZIP 75693, most of which lies within White Oak, had 138 employer establishments in 2023 (Census ZIP Code Business Patterns). Elmline connects White Oak owners with lending partners, which make credit decisions and set terms. - [Business Funding for Hallsville, TX Businesses](https://elmlinecommercialcapital.com/service-areas/hallsville-tx/): Hallsville, TX business owners can work with Elmline Commercial Capital, a small-business funding broker in Longview, TX, by phone or online. ZIP 75650 had 150 employer establishments in 2023, with construction the largest sector (Census ZIP Code Business Patterns). Elmline introduces Harrison County owners to lending partners, which make credit decisions and set terms. - [Business Funding for Kilgore, TX Businesses](https://elmlinecommercialcapital.com/service-areas/kilgore-tx/): Kilgore, TX business owners can work with Elmline Commercial Capital, a small-business funding broker in Longview, TX, by phone or online. ZIP 75662 had 665 employer establishments in 2023, led by retail and wholesale trade (Census ZIP Code Business Patterns). Elmline connects Kilgore owners with lending partners, which make credit decisions and set terms. - [Business Funding for Gladewater, TX Businesses](https://elmlinecommercialcapital.com/service-areas/gladewater-tx/): Gladewater, TX business owners can work with Elmline Commercial Capital, a small-business funding broker in Longview, TX, by phone or online. ZIP 75647 had 213 employer establishments in 2023, more than half with fewer than five employees (Census ZIP Code Business Patterns). Elmline connects Gladewater owners with lending partners, which make credit decisions and set terms. - [Business Funding for Gilmer, TX Businesses](https://elmlinecommercialcapital.com/service-areas/gilmer-tx/): Gilmer, TX business owners can work with Elmline Commercial Capital, a small-business funding broker in Longview, TX, by phone or online. ZIP 75644 had 279 employer establishments in 2023, with retail trade the largest sector (Census ZIP Code Business Patterns). Elmline introduces Upshur County owners to lending partners, which make credit decisions and set terms. - [Business Funding for Marshall, TX Businesses](https://elmlinecommercialcapital.com/service-areas/marshall-tx/): Marshall, TX business owners can work with Elmline Commercial Capital, a small-business funding broker in Longview, TX, by phone or online. ZIP 75670 had 540 employer establishments in 2023, led by retail trade and health care (Census ZIP Code Business Patterns). Elmline introduces Harrison County owners to lending partners, which make credit decisions and set terms. ## Company - [Business Funding Broker for Longview, TX and East Texas](https://elmlinecommercialcapital.com/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, lends none of its own money. From 513 N Fredonia St it helps Gregg County and East Texas owners weigh six funding structures and puts each request in front of lending partners, which approve or decline it and set the rate and terms. Call (430) 204-5456 to start. - [How Business Funding Works With a Longview, TX Broker](https://elmlinecommercialcapital.com/how-it-works/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, works in four steps: learn what the funding must pay for, match it to a structure and to lending partners, let a partner underwrite and decide, then help the owner compare any offer on total cost. Partners make every credit decision and set rates and terms; owners are free to decline. - [Business Funding Questions From Longview, TX Owners](https://elmlinecommercialcapital.com/faq/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, answers common questions here: whether it lends (it does not), how to choose a structure, whether an LLC can borrow, using business funding to pay yourself, and where Texas and Gregg County records are kept. Yes or no, and at what price, is always the partner's call, never Elmline's. - [Request Business Funding Options in Longview, TX](https://elmlinecommercialcapital.com/apply/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, takes funding requests through a short online form or by phone at (430) 204-5456. The form asks only for name, email, phone and business name. Elmline calls back to discuss the purpose, then introduces the request to lending partners, which decide and set terms. - [About Elmline Commercial Capital, a Business Funding Broker in Longview, TX](https://elmlinecommercialcapital.com/about/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, is located at 513 N Fredonia St. It is a broker, not a lender: it explains six funding structures to Gregg County and East Texas owners and introduces their requests to lending partners, which approve or decline and set rates and terms. It does not arrange personal or consumer loans. - [Contact Elmline Commercial Capital in Longview, TX](https://elmlinecommercialcapital.com/contact/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, is at 513 N Fredonia St, Longview, TX 75601, phone (430) 204-5456. Owners can call or send a short online request, and Elmline follows up using the details given. It is a broker, not a lender; lending partners make credit decisions and set rates and terms. - [Broker Disclosures for Elmline Commercial Capital, Longview, TX](https://elmlinecommercialcapital.com/disclosures/): Elmline Commercial Capital, a small-business funding broker in Longview, TX, is a broker, not a lender: lending partners approve or decline each request and set every rate, term and condition. Submitting a request carries no promise of approval, a merchant cash advance is not a loan, and the details you give are shared with lending partners so they can review the request. ## Optional - [Full text of every page](https://elmlinecommercialcapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://elmlinecommercialcapital.com/sitemap.xml)